Terms of Service

Effective Date: January 1, 2026
Last Updated: January 1, 2026

Agreement to Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between you and Red Anchor Marketing, LLC (doing business as “Cody Burch,” “we,” “us,” or “our”) concerning your access to and use of our website, courses, programs, coaching services, membership communities, and all related services (collectively, the “Service”).

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the “Last Updated” date above. Your continued use of the Service after changes are posted constitutes your acceptance of the modified Terms.

Eligibility

You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

Account Registration and Security

Creating an Account

To access certain features of the Service, you may need to register for an account. When you register, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Keep your password secure and confidential
  • Notify us immediately of any unauthorized use of your account
  • Accept responsibility for all activities that occur under your account

Account Termination

We reserve the right to suspend or terminate your account at any time, with or without cause or notice, including if we believe you have violated these Terms. You may terminate your account at any time by contacting us at cody@codyburch.com.

Products and Services

Courses and Programs

When you purchase or enroll in a course, program, or coaching service, you agree that:

  • Access is granted upon payment and subject to these Terms
  • Content is for personal use only and may not be shared, distributed, or resold
  • No refunds are provided except as explicitly stated in our Refund Policy
  • Course materials remain our intellectual property
  • Course access may be time-limited as specified in the product description

Membership Communities (Email School)

Membership access is subscription-based and subject to:

  • Monthly or annual billing as selected
  • Automatic renewal until cancelled
  • Cancellation at any time through your account settings
  • No refunds for partial membership periods
  • Community guidelines and standards of conduct

Coaching and Consulting

If you purchase coaching or consulting services:

  • Sessions must be scheduled within the time period specified
  • Unused sessions expire as stated in your purchase agreement
  • You are responsible for attending scheduled sessions
  • Missed sessions without 24-hour notice may be forfeited
  • Coaching advice is educational only and not professional business consulting

Payment Terms

Pricing and Billing

  • All prices are in U.S. Dollars unless otherwise stated
  • You agree to pay all fees and charges associated with your purchases
  • Payment is processed through secure third-party payment processors
  • Subscription services automatically renew unless cancelled
  • You authorize us to charge your payment method for all fees

Refund Policy

Courses and One-Time Products:

  • Refund requests must be made within [14/30] days of purchase
  • Refunds are issued at our sole discretion
  • Partial completion of a course may make you ineligible for a refund
  • Immediate access products may be non-refundable

Membership Subscriptions:

  • No refunds for partial membership periods
  • Cancel anytime to stop future billing
  • Access continues until the end of the current billing period

Done-For-You Services:

  • Deposits are non-refundable
  • Work product delivered is non-refundable
  • Refund terms are specified in individual service agreements

Intellectual Property Rights

Our Content

All content on the Service, including but not limited to text, graphics, logos, images, video, audio, software, course materials, and other content (collectively, “Content”) is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws.

You may not:

  • Copy, modify, distribute, sell, or lease any part of our Content
  • Reverse engineer or attempt to extract source code from any software
  • Remove or alter any copyright, trademark, or other proprietary notices
  • Use our Content to create derivative works
  • Share your login credentials or course access with others

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service and Content for your personal, non-commercial use, subject to these Terms.

User Content

When you post, upload, or submit content to the Service (comments, forum posts, course submissions, etc.):

  • You retain ownership of your content
  • You grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display your content in connection with operating the Service
  • You represent that you have all necessary rights to grant this license
  • You are responsible for your content and any consequences of posting it

Prohibited Conduct

You agree not to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Impersonate any person or entity
  • Harass, abuse, or harm others
  • Post spam, malware, or malicious code
  • Interfere with or disrupt the Service
  • Attempt to gain unauthorized access to the Service
  • Use the Service for any illegal or unauthorized purpose
  • Scrape or collect data from the Service using automated means
  • Share or resell course content or materials
  • Misrepresent your affiliation with us or our products

Community Standards

In membership communities, courses, and forums, you must:

  • Be respectful and professional
  • Avoid offensive, abusive, or discriminatory language
  • Refrain from self-promotion without permission
  • Not share confidential information about other members
  • Follow any additional community guidelines posted

Third-Party Services and Links

The Service may contain links to third-party websites, services, or resources. We are not responsible for:

  • The availability, accuracy, or content of third-party sites
  • Products or services available through third-party sites
  • The privacy practices of third-party sites

Your interactions with third parties are solely between you and the third party. We encourage you to review the terms and privacy policies of any third-party sites you visit.

Disclaimers and Limitations of Liability

Disclaimers

THE SERVICE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

  • The Service will be uninterrupted, secure, or error-free
  • The results obtained from using the Service will be accurate or reliable
  • The quality of any products, services, or content will meet your expectations
  • Any errors in the Service will be corrected

Educational Purpose

The Service provides educational content and information only. We do not guarantee any specific results, income, or business outcomes from using our products, services, or information. See our Earnings Disclaimer for more information.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • Your access to or use of (or inability to access or use) the Service
  • Any conduct or content of any third party on the Service
  • Any content obtained from the Service
  • Unauthorized access, use, or alteration of your transmissions or content

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY, OR $100, WHICHEVER IS GREATER.

Indemnification

You agree to indemnify, defend, and hold harmless Red Anchor Marketing, LLC and its officers, directors, employees, contractors, and agents from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of another
  • Your content or conduct on the Service

Dispute Resolution

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions.

Informal Resolution

Before filing a claim, you agree to contact us at cody@codyburch.com and attempt to resolve the dispute informally. We will attempt to resolve the dispute within 60 days.

Arbitration Agreement

If we cannot resolve a dispute informally, any dispute arising out of or relating to these Terms or the Service will be resolved through binding arbitration in accordance with the American Arbitration Association’s rules, rather than in court. The arbitration will be conducted in Colorado Springs, Colorado, or remotely by videoconference.

You agree to waive your right to a jury trial and to participate in a class action lawsuit.

Exceptions to Arbitration

Either party may seek injunctive or other equitable relief in court to protect intellectual property rights.

General Provisions

Entire Agreement

These Terms, together with our Privacy Policy and Earnings Disclaimer, constitute the entire agreement between you and us regarding the Service and supersede all prior agreements.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

Assignment

You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms without restriction.

Notice

We may provide notices to you via email, regular mail, or postings on the Service. Notices to us must be sent to cody@codyburch.com or the mailing address below.

Force Majeure

We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, pandemics, or internet service provider failures.

Contact Information

If you have questions or concerns about these Terms of Service, please contact us:

Red Anchor Marketing, LLC
PO Box 62102
Colorado Springs, CO 80962
Email: cody@codyburch.com

By using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.